Homeowners Insurance

Homeowners insurance covers the following:

  • The structure of your home
  • Your personal property
  • Liability and medical payments
  • Additional living expenses for covered losses

Rental/Dwelling/Apartment Owners Insurance

This covers landlords for the following:

  • Building
  • Personal property
  • Liability and medical payments
  • Loss of rents

Flood Insurance

Insurance provides protection in the event of flood and/or uprising water

  • Provides flood coverage which is not under your homeowners policy
  • Protects you from flooding due to hurricanes, heavy rains and tropical storms
  • Regulated by FEMA; so your rates remain the same for all policy carriers

Business Owners Insurance

This covers entrepreneurs for the following:

  • Personal property
  • General liability
  • Loss of income
  • Workers compensation

Renters Insurance

Covers individuals renting an apartment/ home for the following:

  • Personal property
  • Liability and medical payments
  • Loss of use

Personal Articles Insurance

This coverage is designed to protect your valuable items which are not fully covered under your basic policy

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware/Goldware
  • Fine Art
  • Sports Equipment
  • Collectibles
  • Wedding Presents
  • Hearing Aids and Medical Devices
  • Computer Equipment and Software

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